Financial Aid

Humphreys University School Code: 001212

The purpose of financial aid at Humphreys University is to assist students who, because of financial constraints, might not otherwise have the resources to pursue a college education in their chosen fields. A student’s financial need is determined by the difference between the total cost of attending Humphreys University and the contribution the student and/or his or her family is expected to make toward this cost. The total cost of attending Humphreys University includes tuition and fees, room and board, books and supplies, personal expenses, and transportation.

In order to determine if a student qualifies for financial aid, his or her income and asset information must be processed according to a Department of Education needs analysis calculation. Financial aid is available to U.S. citizens and eligible non-citizens. Humphreys University helps to provide financial aid assistance for students who are recent graduates of high school, transfers from another post-secondary institution, and re-entry students. Humphreys University maintains a varied financial assistance program in order to meet the needs of all students.

Please view the links below for financial aid information and resources.

We will help you cover your higher education.

Financial Disclosures

General Financial Disclosures
Institutional and Financial Aid Information

Humphreys University offers financial aid resources to assist students in funding their college education. Financial aid is available in the form of grants, scholarships and/or loans. A federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded to students who demonstrate financial need and who have not yet earned a bachelor or professional degree. Direct loans are low-interest loans that assist students and parents in paying for post-secondary education. The lender is the U.S. Department of Education rather than a bank. Federal student aid is awarded based on the results of the Free Application for Federal Student Aid (FAFSA).

Applying for Federal Student Aid

Students must apply for federal student aid every year. They may apply online by completing the Free Application for Federal Student Aid at www.FAFSA.ed.gov. In order for a student to receive federal student aid to attend HU, he/she must be eligible to receive Title IV, admitted unconditionally to the university and enrolled at least half-time in an approved undergraduate or graduate degree seeking program.

Verification Requirements

A percentage of financial aid applicants are selected for verification based on edit checks which identify inconsistencies and/or potential errors. Humphreys University must also verify any application the university has reason to believe is incorrect or discrepant.

Book Voucher

Humphreys University has developed a book voucher program to assist students who are eligible for financial aid with the purchase of books and supplies. Book vouchers allow students to charge their student account for the costs of required books and basic supplies (notebooks, pencils, pens etc.) for registered courses. Students with expected excess financial aid, usually from a combination of grants and or loans funds, may be eligible for a book voucher. These funds are not additional financial aid granted to students solely for the purpose of purchasing books. The credit may only be used at Humphreys University bookstores (Stockton and Modesto campuses). Book vouchers must be used on the date of authorization. Not all students are eligible for a book voucher.

Student Loan Information

All students interested in receiving a federal direct loan are required to complete a master promissory note and entrance counseling. Students are required to complete this requirement online at StudentLoans.gov. Entrance counseling and a valid master promissory note must be on file prior to disbursing federal student loans to any student. More information on federal student loans is available at https://studentaid.ed.gov/sa/types/loans. Student loans must be repaid. For information on student loan repayment, please visit https://studentaid.ed.gov/sa/repay-loans.  

National Student Loan Data System (NSLDS)

Federal student loan records of students and parents will be submitted to the National Student Loan Data System, and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Students and parents may view their loan record history online at www.nslds.ed.gov.

Federal Student Loan Repayment Example

The terms of a student loan can vary depending on loan servicer, type of loan, interest rates, automatic payments and amount borrowed. Below is an example for various Stafford Loan amounts on a standard repayment schedule with a 10-year repayment period at the interest rate of 6.8%.

Example Monthly Repayments
Amount BorrowedCurrent Monthly Payment
(based on 6.80%)*
$5,000$57.54
$10,000$115.08
$15,000$172.62
$20,000$230.16
$25,000$287.70
$30,000$345.24
$35,000$402.78
Entrance and Exit Student Loan Counseling

Entrance counseling is required before you can receive your first Direct Subsidized Loan, or Direct Unsubsidized Loan as an undergraduate, or your first Direct PLUS Loan as a graduate/professional student. Exit counseling is required when you graduate, leave school, or drop below half-time. Exit counseling provides important information you need to prepare to repay your federal student loan(s). Entrance and Exit counseling are completed online at https://studentloans.gov/myDirectLoan/index.action. You will need your FSA ID to access entrance and exit counseling. 

Borrower Rights and Responsibilities

The Borrower Rights and Responsibilities are available at http://www.humphreys.edu/financial-aid/current-students

Disbursement of Financial Aid

In a typical academic year, Federal Direct Loans are disbursed in two installments per quarter: the first installment scheduled for the fourth week of the quarter and the second installment on Monday of the seventh week of the quarter. Financial aid funds will be disbursed based on the student’s actual enrollment status at the time financial aid transmits funds to the student’s account.

Financial aid refunds are generated only after a credit balance is created on a student’s account. Refunds are processed when sufficient financial aid is posted to the student account creating a credit balance. All refunds are processed by the Fiscal Office in the form a paper check. Students who receive a refund as a result of a parent plus loan will have their refund automatically processed in the form of a paper check and mailed to the parent. Undergraduate new and returning new students are subject to a 30 day disbursement delay as a condition of admittance.

Academic Year Definition

Humphreys University defines its academic year for Undergraduate students as 36 quarter credit hours of completion and 33 weeks of instruction. HU defines its academic year for Graduate students as 24 quarter credit hours of completion and 33 weeks of instruction.  Humphreys University defines its academic year for law students as 27 quarter credit hours of completion and 33 weeks of instruction. 

Satisfactory Academic Progress Standards

In order to continue to receive federal student aid to attend Humphreys University, it is important students stay eligible. Students will need to continue to meet the basic eligibility requirements, maintain Satisfactory Academic Progress and fill out the FAFSA each year. HU’s Satisfactory Academic Progress Policy is available here.

Student Financial Assistance Disclosures
Contact Information for Assistance in Obtaining Financial Aid Information

Humphreys University
Office of Financial Aid
6650 Inglewood Avenue
Stockton, California 95207
Phone: 209-235-2903
Email: faoffice@humphreys.edu

Federal Student Aid Penalties for Drug Law Violations

A conviction for any offense, during a period of enrollment for which a student was receiving Title IV, HEA Program (federal) funds, under any federal law involving the possession or sale of illegal drugs may result in the loss of eligibility for any Title IV, HEA grant, loan or work-study assistance (HEA Sec. 484(r)(1)); (20 U.S.C. 1091(r)(1)).

Preferred Lender List and Arrangements

Humphreys University does not recommend, promote or endorse lenders for private education loans.

Student Loan Code of Conduct

The Higher Education Opportunity Act of August 14, 2008 includes provisions requiring institutions participating in Title IV programs publish a code of conduct which describes prohibited practices related to loan provisions.

Humphreys University is committed to providing students and their families with the best information and processing alternatives available regarding student borrowing. In support of this and in an effort to rule out any perceived or actual conflict of interest between Humphreys University officers, employees, or agents and education loan lenders, Humphreys University has adopted the following guidelines:

  • Humphreys University does not participate in any revenue sharing arrangements with any lender.
  • Humphreys University does not permit any officer, employee or agent of the school who is employed in the financial aid office or is otherwise involved in the administration of education loans to accept any gifts of greater that a nominal value from any lender or guarantor or servicer.  A “gift” is defined as any gratuity, favor, discount, entertainment, hospitality, loan, or other item having monetary value of more than a de minimis amount. However, a gift does not include (1) a brochure, workshop, or training using standard materials relating to a loan, default aversion, or financial literacy, such as a brochure, workshop or training; (2) food, training, or informational material provided as part of a training session designed to improve the service of a lender, guarantor, or servicer if the training contributes to the professional development of the institution’s officer, employee or agent; (3) favorable terms and benefits on an education loan provided to a student employed by the institution if those terms and benefits are comparable to those provided to all students at the institution; (4) entrance and exit counseling as long as the institution’s staff are in control of the counseling and the counseling does not promote the services of a specific lender; (5) philanthropic contributions from a lender, guarantor, or servicer that are unrelated to education loans or any contribution that is not made in exchange for advantage related to education loans, and; (6) State education grants, scholarships, or financial aid funds administered by or on behalf of a State.
  • Humphreys University does not permit any officer or financial aid office employee (or employee or agent who otherwise has responsibilities with respect to education loans) to accept from a lender, or an affiliate of any lender, any fee, payment, or other financial benefit as compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.
  • Humphreys University does not steer borrowers to particular lenders or delays loan certifications. Humphreys University will not assign a lender to any first-time borrower through financial aid packaging or any other means except in the case of Direct Lending. The borrower has the right to choose any lender to borrow private loans to finance his or her education.   In addition, Humphreys University will not refuse to certify, or delay the certification, of any loan based on the borrower’s selection of a particular lender or guaranty agency.
  • Humphreys University will not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, to students in exchange for the institution providing concessions or promises to a lender regarding providing the lender with
  1. A specified number of loans made, insured, or guaranteed under this title;
  2. A specified loan volume of such loans; or
  3. A preferred lender arrangement for such loans.

An “opportunity pool loan” is defined as a private education loan made by a lender to a student (or the student’s family) that involves a payment by the institution to the lender for extending credit to the student.

  • Humphreys University will not request or accept any assistance from any lender with call center staffing or financial aid office staffing, except that a lender may provide professional development training, educational counseling materials (as long as the materials identify the lender that assisted in preparing the materials), or staffing services on a short-term, nonrecurring basis during emergencies or disasters.
  • Any Humphreys University employee who is employed in the financial aid office, or employee who otherwise has responsibilities with respect to education loans or financial aid who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, is prohibited from receiving anything of value from the lender, guarantor, or group of lenders or guarantors, except for reimbursed for reasonable expenses incurred by the employee for serving on such advisory board, commission, or group.
Voter Registration

Humphreys University encourages all students to participate in local, state, and national elections.  As part of our responsibility to promote good citizenship, as well as good scholarship, the university urges all students to register to vote.  You can find voter information specific to your state of residence at Register & Vote in Your State.

Need Help?

Contact our Financial Aid Office

Stockton Financial Aid Office
(209) 235-2903
stocktonfinaid@humphreys.edu

Maps & Directions   |  Hours

Modesto Financial Aid Office
(209) 543-9411
modestofinaid@humphreys.edu

Maps & Directions  |  Hours